Effective Date: September 14, 2024
Welcome to ScamSpotterHQ.com (“Website”). These terms and conditions (“Terms”) govern your use of our Website and the services provided by Grant Brown (“we,” “us,” or “our”), a business based in Niagara Falls, Ontario, providing educational services related to online scam awareness. By accessing or using our Website, you agree to comply with and be bound by these Terms.
Please read these Terms carefully before using our Website or services. If you do not agree to these Terms, please do not use the Website or any of our services.
1. General Information
- Business Name: Grant Brown
- Website: ScamSpotterHQ.com
- Email: [email protected]
- Address: Niagara Falls, Ontario
These Terms apply to all visitors, users, and others who access or use the Website.
2. Services
ScamSpotterHQ.com offers educational services designed to increase awareness of online scam threats, including but not limited to instructional videos, articles, webinars, and other content aimed at helping users identify and avoid scams.
We reserve the right to modify, discontinue, or update our services at any time without prior notice. Continued use of the Website following any changes to the services constitutes acceptance of those changes.
3. User Responsibilities
By using our Website, you agree to the following:
- You are at least 18 years of age, or, if under 18, you have parental or guardian consent to use this Website.
- You will use our services for lawful purposes only and in accordance with these Terms.
- You will not use the Website or its content to engage in any illegal or fraudulent activities.
- You agree not to copy, distribute, or otherwise exploit the content of this Website without our explicit written consent.
- You will provide accurate and up-to-date information when registering or purchasing services.
4. Account Registration
To access certain services, you may be required to create an account. You agree to:
- Provide accurate and complete information when registering an account.
- Keep your login credentials confidential and secure.
- Notify us immediately if you suspect any unauthorized use of your account.
We reserve the right to suspend or terminate your account if we determine that you have violated these Terms or any applicable laws.
5. Payments and Pricing
All payments for educational services are processed securely through third-party payment gateways. By purchasing any services from us, you agree to pay all applicable fees and taxes.
- Prices are listed in the applicable currency and may vary depending on location.
- We reserve the right to change prices at any time, but any changes will not affect purchases already made.
All sales are final unless otherwise stated in our Refund Policy (see Section 8).
6. Intellectual Property Rights
All content on this Website, including but not limited to text, graphics, logos, images, videos, and digital downloads, is the property of Grant Brown and is protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Website and its content for personal, non-commercial purposes. Any unauthorized use of the content is strictly prohibited.
7. User-Generated Content
If you submit any content to the Website (e.g., comments, reviews, or feedback), you agree that:
- You are solely responsible for any content you upload, post, or share.
- You grant us a non-exclusive, worldwide, royalty-free, and perpetual license to use, reproduce, modify, and distribute the content you submit.
- You will not post or transmit content that is unlawful, offensive, defamatory, or otherwise inappropriate.
We reserve the right to remove or edit any user-generated content at our discretion.
8. Refund and Cancellation Policy
We strive to provide high-quality educational services. However, we understand that issues may arise. Refunds may be issued under the following conditions:
- Refund Requests: Refunds may be requested within 14 days of purchase, provided that the service has not been fully accessed or consumed.
- Cancellation of Subscriptions: If our services involve recurring subscription payments, you can cancel your subscription at any time. Cancellation will take effect at the end of the current billing cycle, and no further charges will be applied.
- Non-Refundable Services: Certain services may be non-refundable, as indicated at the time of purchase.
All refund requests must be sent to [email protected] for consideration.
9. Limitation of Liability
To the fullest extent permitted by law, Grant Brown shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Website or any services purchased through it. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
We make no guarantees regarding the accuracy, completeness, or reliability of any content or services provided through the Website. Use of the Website and its services is at your own risk.
10. Indemnification
You agree to indemnify and hold harmless Grant Brown, its affiliates, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or connected with your use of the Website, your breach of these Terms, or any violation of applicable law.
11. Privacy Policy
Your privacy is important to us. Our Privacy Policy governs the collection, storage, and use of your personal data. By using our Website, you consent to the collection and processing of your information as described in our Privacy Policy [insert link].
12. Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by Grant Brown. We are not responsible for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we are not liable for any loss or damage resulting from your use of third-party websites.
13. Changes to Terms and Conditions
We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with the updated effective date. It is your responsibility to review these Terms periodically. Your continued use of the Website after any changes to the Terms constitutes your acceptance of the new Terms.
14. Governing Law
These Terms and any disputes arising from your use of the Website or our services shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law principles.
15. Contact Information
If you have any questions, concerns, or inquiries regarding these Terms, please contact us at:
Grant Brown
Email: [email protected]
Niagara Falls, Ontario
By using ScamSpotterHQ.com, you agree to these Terms and Conditions. If you do not agree, please discontinue your use of the Website.
Last Updated: September 14, 2024